Legal and guidance notes | Épargne Salariale Crédit Mutuel

Site publisher

Crédit Mutuel Épargne Salariale SA (CMES),
a Public Limited Company (SA) with capital of €13,524,000 - 692 020 878 PARIS Trade and Companies Register - VAT no.: FR67692020878. Investment firm governed by the French Monetary and Financial Code. The website publisher assumes editorial liability within the meaning of Law no. 2004-575 of 21 June 2004, for the content uploaded on its behalf and that of:
Assurances du Crédit Mutuel VIE SA (ACM VIE SA),
a Public Limited Company (SA) with capital of €778,371,392 - 332 377 597 STRASBOURG Trade and Companies Register - VAT no.: FR60332377597. A firm governed by the French Insurances Code.
Head office: 4 rue Frédéric-Guillaume Raiffeisen 67000 Strasbourg.

Publishing director: Alexandre Argiolas, General Manager for Crédit Mutuel Epargne salariale SA.

Site hosting

Euro-Information,
a Simplified Joint-Stock Company (SAS) with capital of €53,212,40 - 312 730 674 STRASBOURG Trade and Companies Register - VAT no.: FR80312730674
Head office: 4 rue Frédéric-Guillaume Raiffeisen 67000 Strasbourg

Authorisation

Crédit Mutuel Epargne Salariale and ACM VIE SA are approved and controlled by the French Prudential Control and Resolution Authority (ACPR, 4 Place de Budapest, CS 92459 -75 436 Paris Cedex 09).

Crédit Mutuel Epargne Salariale is authorised to perform the account-keeping-custody service along with the following investment services:
- Receive and transfer orders on behalf of third parties
- Investment consulting.
ACM VIE SA is authorised to carry out operations pertaining to branches no.1 “Accidents” (1a, 1b, 1c, 1d), no.2 “Illness” (2a, 2b, 2c), no.20 “Life-Death”, no.22, “Insurance policies linked to investment funds”, no.24 “Capitalisation”, no.26 “Any collective operation defined under Book IV, Title IV, Chapter I, Section I” of the French Insurances Code.

These authorisations are viewable on the Banque de France financial agents’ register website (REGAFI) and on the insurance organisations website (REFASSU).

Purpose of the Website

This website :

distributes general Information that is freely accessible to all users, pertaining to employee savings and company retirement schemes, as well as information on the product offer of Crédit Mutuel Epargne Salariale and ACM VIE SA as regards collective savings;
enables customer companies and the beneficiaries of one or more employee or retirement savings schemes set up with CMES and/or CM VIE SA to access a secure personal space to consult and manage their scheme online;
provides simulation tools.

CMES and ACM VIE SA may not be held liable for the content of these pages, nor for its use. They strive to ensure the information uploaded is accurate and up-to-date, and reserve the right to modify the content published on the website at any time.

Only CMES and ACM VIE SA may determine the potential availability of the service or product concerned, as well as the terms and conditions applicable to it, including the price. The access to certain products and services may be subject to restrictions for contractual or legal reasons.

The hypertext links enable you to access websites that are not published by CMES or ACM VIE SA, and are only provided for convenience reasons. CMES and ACM VIE SA do not recommend, either implicitly or explicitly, any third-party product or service, and on the contrary, deny all liability for any event stemming from the use of any information contained in the pages of these other websites. Accessing another website through a hypertext link is conducted under your sole liability.